Trust & Safety at Intemso
Every gig, every payment, every interaction — protected by multiple layers of security. We've built trust into every corner of the platform so you can focus on what matters: great work.
Built on Five Pillars of Trust
From the moment you sign up to the day you get paid, every step is designed to keep you safe.
Verified Users
University email & Ghana Card identity verification for every account
Secure Escrow
Funds held safely until work is approved — guaranteed payment for quality work
Fair Disputes
3-stage resolution backed by Ghana's Alternative Dispute Resolution Act
Data Security
Ghana DPA 2012 compliant with encrypted storage and secure SDLC
Zero Tolerance
Immediate action against harassment, discrimination, and fraud
How Escrow Protects Every Payment
Our escrow system ensures students always get paid for approved work and employers only pay for work they're satisfied with. No exceptions.
For Students
- Guaranteed payment for approved milestones
- 14-day auto-release if employer is unresponsive
- Max 2 revision rounds — no endless loops
- Failed transfers automatically re-credited
For Employers
- Review work before releasing payment
- Full refund available through dispute resolution
- Credit card data never stored on our servers
- Transparent fee breakdown on every transaction
The Escrow Flow
Employer Creates Milestones
Project is broken into clear milestones with defined deliverables, deadlines, and payment amounts before work begins.
Funds Deposited to Escrow
Employer funds each milestone via Paystack (card, mobile money, or bank transfer). Money is securely held — not in anyone's account.
Student Completes & Submits
Student works on the milestone and submits deliverables. Up to 2 revision rounds allowed if adjustments are needed.
Employer Reviews Work
Employer has 14 days to review and approve. If no action is taken, funds automatically release to protect the student.
Payment Released
Upon approval, the platform fee is deducted and earnings are instantly available in the student's wallet for withdrawal.
Dispute Protection Active
If any issues arise, either party can open a dispute. Funds remain in escrow until the 3-stage resolution process concludes.
Comprehensive Protection
Every aspect of the platform is designed with security in mind. Filter by what matters to you.
Identity Verification
- University email verification required for all students — 18+ public email providers blocked
- Ghana Card (GHA-XXXXXXXXX-X) accepted as alternative identity proof
- Enrollment verification through National Accreditation Board recognized institutions
- Employer payment and identity verification before posting gigs
- Talent badges (Rising Talent, Top Rated, Top Rated Plus) earned through verified performance
Secure Escrow System
- All milestone payments held securely until work is approved by employer
- Funds visible to both parties but only releasable upon approval
- 14-day automatic release window protects students from unresponsive employers
- Maximum 2 revision rounds per milestone to prevent endless loops
- Paystack-backed payment processing — Bank of Ghana licensed
Fair Dispute Resolution
- 3-stage resolution: Direct (7 days) → Intemso Mediation (14 days) → Ghana ADR
- Dispute acknowledged within 2 business days by our support team
- 5 outcome options: full release, full refund, split payment, revision required, mutual cancellation
- All decisions binding on escrowed funds with transparent reasoning
- Ghana Alternative Dispute Resolution Act 2010 (Act 798) compliance for escalation
Fraud Prevention
- Login rate limiting: 5 failed attempts trigger 15-minute account lockout
- Webhook signature verification using HMAC SHA-512 with timing-safe comparison
- Double-verification of all payment transactions through Paystack API
- Idempotent webhook processing prevents duplicate charges or payouts
- Comprehensive audit logging of all admin and financial operations with IP tracking
Account Security
- Bcrypt password hashing with 12 rounds of salting — industry-leading strength
- Access tokens expire every 15 minutes with automatic refresh
- Token rotation and reuse detection with instant blacklisting
- SHA-256 hashed token comparison prevents timing attacks
- Suspended accounts immediately blocked from all platform access
Payment Protection
- Credit card numbers never stored — Paystack handles all card data (PCI compliant)
- Multiple payment methods: Visa/Mastercard, MTN MoMo, Vodafone Cash, AirtelTigo, Bank Transfer
- Dynamic fee tiers reward loyalty: 15% → 10% → 5% as relationship grows
- Automated weekly billing for hourly contracts with saved payment authorization
- Full transaction history with detailed audit trail for every GH₵ spent
Earnings Protection
- Guaranteed payment for all approved milestones — no employer can withhold
- Two payout models: direct instant transfer or wallet accumulation
- Auto-withdraw option for automatic payouts when earnings reach threshold
- Daily withdrawal limits protect against unauthorized access
- Failed transfers automatically re-credited to your wallet
Content Moderation
- Report system covers users, gigs, reviews, community posts, and comments
- Every report tracked with unique status: pending → reviewed → action taken or dismissed
- Admin moderation queue with full context for informed decisions
- Community posts support pinning, editing (24-hour window), and removal
- Zero tolerance for harassment, discrimination, and threatening behavior
User Blocking & Safety
- Block any user to prevent messaging, profile viewing, and interaction
- Blocked users automatically filtered from your community feed
- Profile standards enforced: real name, genuine photo, accurate credentials
- Review integrity: first-hand experience only, no compensation for reviews
- Anti-circumvention: no sharing external contact info to bypass platform protections
Three Stages. Always Fair.
If something goes wrong, our structured resolution process ensures both parties are heard and treated fairly.
Direct Resolution
7 DaysBoth parties communicate directly through platform messaging to resolve the issue in good faith.
- Platform messaging required
- Good faith effort expected
- Document all communications
- Most issues resolved here
Intemso Mediation
14 DaysOur support team steps in to mediate. We review evidence, hear both sides, and make a binding decision on escrowed funds.
- Acknowledged within 2 business days
- 5-day response window for other party
- Evidence review & assessment
- 5 possible outcomes including split payment
Ghana ADR
As NeededIf either party is unsatisfied with our decision, they can escalate to formal mediation or arbitration under Ghana law.
- Alternative Dispute Resolution Act 2010
- Qualified mediator or arbitrator
- Proceedings in Accra, Ghana
- Legally binding outcome
Possible Dispute Outcomes
Your Data, Protected by Law
We comply with Ghana's Data Protection Act 2012 (Act 843) and operate under the oversight of the Data Protection Commission. Your data is never sold to third parties.
Encryption Everywhere
TLS encryption in transit, strong encryption at rest, bcrypt-hashed passwords (12 rounds)
Minimal Data Collection
We only collect data necessary for platform operations. Card numbers are never stored — Paystack handles all payment data
Your Rights
Access, rectify, erase, and port your data at any time. Object to processing or lodge complaints with the Data Protection Commission
Retention Limits
Account data: 5 years post-termination. Financials: 7 years (tax/AML). Communications: 3 years. Usage data: 2 years then anonymized
Data Protection Act 2012
Act 843
Primary data protection framework
Cybersecurity Act 2020
Act 1038
Security requirements compliance
Anti Money Laundering Act
Act 1044
Financial transaction monitoring
Income Tax Act 2015
Act 896
7-year financial record retention
ADR Act 2010
Act 798
Dispute resolution framework
National Accreditation Board
University Verification
Institutional recognition validation
Our Community Standards
We maintain a professional, inclusive environment built on five core values. Violations are taken seriously and may result in account suspension or permanent ban.
Zero Tolerance Policies
Harassment
Threatening, intimidating, or menacing messages. Sustained unwanted contact, doxxing, or sexually suggestive content.
Discrimination
Any distinction based on race, ethnicity, religion, gender, sexual orientation, age, disability, or university affiliation.
Academic Dishonesty
Content promoting plagiarism, exam cheating, or violation of academic integrity policies.
Platform Circumvention
Sharing external contact info to bypass platform protections, fees, or escrow.
How We Protect Each Side
Both students and employers benefit from comprehensive, balanced protections.
| Protection | Students | Employers |
|---|---|---|
| Escrow Payment Protection | ||
| Identity Verification | ||
| 14-Day Auto-Release | — | |
| Max 2 Revision Rounds | — | |
| Work Review Before Release | — | |
| Dispute Resolution (3 Stages) | ||
| Fraud Detection & Prevention | ||
| User Blocking | ||
| Content Reporting | ||
| Talent Badge Verification | — | |
| Payment Method Security (PCI) | — | |
| Auto-Withdraw Protection | — | |
| Failed Transfer Re-credit | — | |
| Hourly Contract Safeguards |
Report a Safety Concern
If you encounter any violation of our policies, suspicious activity, or feel unsafe, we want to hear from you. Reports can be filed against users, gigs, reviews, posts, or comments.
Flag Content
Use the report button on any profile, gig, review, or community post
Quick Response
Our moderation team reviews reports and takes action promptly
Confidential
Your identity is protected. Reports are tracked privately in our system
Frequently Asked Questions
Common questions about how we keep the platform safe.
Every student must register with a verified university email address from an institution recognized by Ghana's National Accreditation Board. We block 18+ public email providers (Gmail, Outlook, Yahoo, etc.) to prevent fake accounts. Students can also verify with their Ghana Card (GHA-XXXXXXXXX-X format). We reserve the right to request additional enrollment documentation at any time.
You're protected by our 14-day automatic release policy. If an employer doesn't respond within 14 days of your submission, funds are automatically released to your wallet. Employers can request a maximum of 2 revision rounds per milestone — they cannot create endless revision loops. If there's a genuine dispute, our 3-stage resolution process ensures fair outcomes.
Absolutely. We never store your credit card numbers. All payment processing is handled by Paystack, which is licensed by the Bank of Ghana and fully PCI DSS compliant. Webhook communications are verified using HMAC SHA-512 signatures with timing-safe comparison. Every transaction is double-verified through Paystack's API to prevent fraud.
We use a 3-stage process. Stage 1: Direct resolution between parties via platform messaging (7 days). Stage 2: Intemso mediation — our team acknowledges within 2 business days, the other party has 5 days to respond, and we decide within 14 calendar days. Stage 3: If still unsatisfied, escalate to Ghana's Alternative Dispute Resolution under Act 798. Possible outcomes include full payment release, full refund, split payment, revision required, or mutual cancellation.
We have zero tolerance for harassment (threatening messages, sustained unwanted contact, doxxing, sexually suggestive content), discrimination (based on race, ethnicity, religion, gender, sexual orientation, age, disability, or university), and fraud (fake accounts, fabricated credentials, review manipulation). Violations result in immediate account suspension and potential permanent ban.
We comply fully with Ghana's Data Protection Act 2012 (Act 843) under oversight of the Data Protection Commission. Your data is encrypted in transit (TLS) and at rest, passwords are bcrypt-hashed with 12 rounds, and we employ role-based access controls, firewalls, and intrusion detection. We never sell your data to third parties. You have full rights to access, rectify, erase, and port your data.
Hourly contracts are billed automatically every Monday. Employers must have a saved payment authorization on file. The same escrow protections apply — funds are held securely until work is verified. Our fee tiers (15% → 10% → 5%) reward long-term working relationships, and all time entries are tracked transparently for both parties.
Yes. You can block any user instantly. Blocked users cannot message you, view your profile, or interact with you in any way. They are automatically filtered from your community feed and comment sections. If the behavior constitutes harassment, please also file a report — our moderation team reviews all reports and takes appropriate action.
Funds remain safely held in escrow throughout the entire dispute resolution process. No money moves until a resolution is reached. The admin can decide to release funds fully to the student, refund fully to the employer, split payment with a custom percentage (1–99%), require a final revision, or facilitate a mutual cancellation with no reputation penalty.
Badges are earned through verified performance. Rising Talent requires 1 completed gig, a Job Success Score of 100+, and identity verification. Top Rated requires 10 completed gigs, 90+ JSS, 12+ active weeks, and GH₵50,000+ lifetime earnings. Top Rated Plus is invitation-only for students with GH₵200,000+ lifetime earnings. Badges cannot be purchased — they reflect genuine track records.
Work with Confidence
Join thousands of students and employers who trust Intemso to keep their work, payments, and data safe. Start your journey today.